From a few lines to a business plan
your bank will actually read
Describe the business in your own words. We outline the plan, draft a three-year forecast you can correct, and write every section for whoever you’re asking for money.
Written for
The writing isn’t what keeps the plan in a folder. The numbers are.
You downloaded a template. Thirty pages of headings, a market analysis that wants figures you don’t have, and a spreadsheet full of someone else’s formulas.
So the business you can explain in five minutes over a coffee sits there for three weeks, while you try to decide whether year two is 180,000 or 240,000.
The bank appointment is on the 14th. The adviser will read the summary, turn to the forecast, and make up their mind on those two pages.
Starts from your idea
A few lines about the business, the plan written from them.
Written for who reads it
A bank, investors or a grant committee: each gets what it looks for.
Figures you can correct
Three years in a table, never buried in the text.
What Kiin does with a few lines about your business
Say what you sell, to whom and where, how you’re funding it and how much you need. We outline the plan, estimate the forecast, write each section for the person who’ll read it, and lay it out ready to print.
What most people bring, and what an adviser wants to read
Side by side
A blank template
“Section 3: Market analysis. Describe the size of your market, its growth and your target customers. (2 to 3 pages)”
Headings to fill, and no idea what goes under them.
With Kiin
“Chapel Allerton has no bakery open before 7am on weekdays. We open at 6:30, for the people walking to the bus, with bread baked on site.”
Your business, explained to someone who has never walked past it.
Same business. One of them gets read to the end.
Who it’s for
Written for the person across the desk
A bank looks for your capacity to repay. Investors look for growth. A grant committee looks for what the project brings. Pick who you’re asking and every section is written for them.
Written for
What the plan can’t know
Gaps flagged, never invented
No made-up market sizes, no imaginary competitors. What only you can confirm is left in brackets, so you know what to check before the meeting.
- [Bakeries within a mile, to check]
- [Monthly rent of the premises]
- [What the founders put in]
The forecast
Three years, in a table you control
Revenue and costs for each year, the result worked out for you. Change a figure and the text keeps to it.
What comes back
A few lines in. Here are three of the sections it wrote.
The draft is yours. Send it as it is, rewrite a section, or keep the structure and write it yourself.
Executive summary
Drafted summary
“Hartley Bakery opens in Chapel Allerton in spring 2027, baking bread and pastries on site from 6:30. We are asking for a £60,000 loan to fit out the shop and buy the oven.”
The market and our customers
Drafted market
“Our customers live or work within ten minutes’ walk. [Households in the area, to check.] Most buy bread every day and choose on freshness and opening hours.”
Three-year forecast
Drafted forecast
“The first year runs at a loss of £15,000 while the shop builds its regulars. From year two, revenue of £240,000 covers the costs and pays for a second baker.”
The page the bank turns to first
Every template gives you headings. None of them helps with the forecast, which is the page an adviser reads before anything else.
Kiin doesn’t decide your numbers. It gives you a first version to correct.
Your figures, if you have them
Put them in the brief and the forecast uses them as they are.
An estimate, if you don’t
Leave them out and we estimate three years for a business like yours, marked as estimates until you’ve checked them.
Text that keeps to the table
The forecast section explains the figures in the table and never quotes another one.
Everything else they’ll look at, handled in the same place
They’ll read the plan, and then they’ll look you up.
The plan says a modern, welcoming shop. The website is a holding page, the logo is a sketch a friend made, and nothing shows what the place will look like.
A plan isn’t judged on its own. It’s judged next to everything a lender can find about you in five minutes, and for a loan of £60,000 they will look.
The rest of it is already here
Whatever brought you here, it was never the only job on the list.
Everything Kiin makes draws on the same business: the same services, the same brand, the same way you describe your own work. The proposal knows what’s on your site. The deck looks like the ad. Nothing gets explained twice.
A different tool and a different login every time. Or one place.
Nothing goes to the bank until you’ve read it
The figures are always yours
Estimates are marked as estimates. Nothing is final until you’ve checked every number in the table.
Nothing is invented
No market sizes, competitors or partners made up. What we can’t know is left in brackets for you to fill in.
Rewritten for another reader
Going to investors after the bank? Ask the AI edit to rewrite the plan for them, the figures untouched.
Funding sought
Not written yet. The amount comes from your forecast.
Kiin’s draft
We are asking for a loan of £60,000 to fit out the shop and buy the oven. [What each part costs, to check.] The founders put in [amount] of their own.
Frequently asked questions
Something we haven’t covered? Ask us.
Start with the business you keep describing
Write it the way you’d explain it to a friend, and see the plan that comes back.
Summary and first section free, no card needed to see your draft